Economic Flash

February 2019 Vining Sparks Community Bank Survey

by Craig Dismuke, Dudley Carter

The following is a brief survey containing 15 questions related to your institution’s expectations for the next year. In addition, we have included four additional questions in this survey specifically regarding your institution’s plans for adopting Current Expected Credit Losses (CECL).


Your individual responses will not be shared with any persons or parties outside of Vining Sparks. The data will be used, in aggregate with answers from other respondents, to report on the current health of the community banking industry.


Thank you for your willingness to participate in our survey.

Click here to take the February 2019 Vining Sparks Community Bank Survey


The information included herein has been obtained from sources deemed reliable, but it is not in any way guaranteed, and it, together with any opinions expressed, is subject to change at any time. Any and all details offered in this publication are preliminary and are therefore subject to change at any time. This has been prepared for general information purposes only and does not consider the specific investment objectives, financial situation and particular needs of any individual or institution. This information is, by its very nature, incomplete and specifically lacks information critical to making final investment decisions. Investors should seek financial advice as to the appropriateness of investing in any securities or investment strategies mentioned or recommended. The accuracy of the financial projections is dependent on the occurrence of future events which cannot be assured; therefore, the actual results achieved during the projection period may vary from the projections. The firm may have positions, long or short, in any or all securities mentioned. Member FINRA/SIPC.
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This is a publication of Vining-Sparks IBG, L.P.
775 Ridge Lake Blvd., Memphis, TN 38120